Owning a Home in Loveland-Ft. Collins, CO

The First Steps to Owning a Home in Loveland

If you’ve never purchased a newly-built home before – or if it’s been awhile since you’ve been through the home-buying process – it can feel a little overwhelming. Breaking it into manageable steps can help.

Here’s a list of the first steps to owning a home in Loveland-Ft. Collins.

- - If you haven’t checked your credit report recently, order one now. According to the FTC, 25% of all consumers have errors on their credit reports. Uncover and correct any issues now.
  - Get pre-approved for a mortgage. Most builders will want to know you’re preapproved, or can show proof of the ability to pay cash for your new home, before they start construction.
  - Find the home of your dreams! If you’re looking for a new home Loveland-Ft Collins, visit The Lakes at Centerra to reserve your home site and choose the home of your dreams.
  - Complete a purchase agreement. Once you’ve chosen all the custom features and colors for your new home, you’ll meet with your sales counselor to complete a purchase agreement that authorizes your purchase.
  - Make your down payment. After you’ve completed your purchase agreement, your sales counselor will tell you the amount of your down payment.
  - Enjoy the construction process. Over the course of the next few months, you’ll have the opportunity to check in on construction of your new home Loveland-Ft Collins.
  - Attend the walk through and closing. Before you move into your Loveland-Ft Collins new home, the project manager will walk you through your new home. The next step is to attend the closing, sign the papers and receive the keys to your new home Loveland –Ft Collins!